Tradesman Liability Insurance
As a Contractor you will be aware of the importance of having the correct Tradesman Liability Insurance in place to provide you with the protection that you and your business needs. At the Lifesure Group we are able to offer a Tradesman Liability Insurance policy which is built to provide the cover you want.
Our On-line tradesman liability insurance quotes facility offers:
- Fast and straightforward online quotes.
- Debit and credit card payment at no additional charge.
- Immediate cover, if this should be required, for most trades and we can provide a packaged solution to your Tradesman Liability Insurance requirements.
- Documents that can be downloaded when purchase has been made.
For most Tradesman our standard cover includes:
- Public Liability at selective limits from £1 million up to £5 million.
- £10 million Employers Liability indemnity if required.
- Business equipment and tools cover (optional).
- Personal accident cover (optional).
- Contract works cover (optional) and insurance for your own, and hired in, plant equipment (optional).
- Commercial legal expenses (optional)
The basic Tradesman Liability Insurance will provide you with protection for Public Liability to which Employers Liability Insurance can then be added, which you will require if you have people working for you. Optional covers can then be added to your tradesman liability insurance as mentioned above.
You might wish to discuss the tradesman liability insurance cover that’s available before you make an investment and our specialist business staff will be pleased to talk to you about your Tradesman Liability Insurance requirements. Just call us on (01480) 402460.
Do I require Tradesman Liability Insurance?
As a contractor, whatever your trade, there’s always the chance of an accident occurring. Undoubtedly you take all of the care you can to prevent this, but sometimes the unforeseen can happen. Should you be held accountable and legally liable for an accident you can be faced with the costs of someone’s personal injuries or property damage that may have occurred. We are all too aware of how large some of these claims can be.
We’re able to provide immediate tradesman liability insurance quotes and cover for £1 million, £2 million, or £5 million of Public Liability Insurance. Even though these amounts may seem excessively high the cost of buying the cover can be surprisingly low. If you use our online quotes facility you can have a quotation in just minutes.
Why do I need Tradesman Employers Liability Insurance?
Should you have a person/people working for you, you are legally required to have Employers Liability Insurance. Failure to do so can lead to a large fine. You may be surprised who would be considered to be an employee. To find the definition of an employee please click here.
Should a member of your staff be injured or suffer illness as result of an activity in the course of their employment you may well be held legally liable and become the subject of a personal injury claim.
Our Employers Liability Insurance provides an indemnity limit of £10 million which will hopefully be sufficient to cover you against all eventualities.
We would remind you that all insurance policies are subject to terms and conditions, excesses and exclusions. We would stress the significance of ensuring you are aware of the insurance cover you have purchase when you buy Contractors Insurance and to do this you can view the Policy Document along with a Policy Summary by clicking the Quote Button and then, once again, clicking the Documents Tab.
Additionally, when you have obtained a quotation you can view any endorsements that apply to the particular policy to make sure you are fully aware of any restriction before buying cover.