Gardeners Insurance
The Insurance for Tradesman’s Gardeners insurance online quote form is quick and easy to complete.
Gardeners Insurance Comparison
- Get Immediate cover
- Download your insurance documents
- Pay your premium by credit or debit card (no admin charge)
- Find Very competitive Gardeners Insurance quotes from a number of leading insurers
Summary of cover available for Gardeners Insurance:
- Up to a limit of £5 million Public Liability
- Employers Liability at a limit of £10 million.
- Business equipment and tools (optional)
- Contract works
- Tools, own and hired in plant (optional)
- Personal accident (optional)
- Commercial legal expenses (optional)
When considering insurance for your Gardening business, the basic cover that you should apply for is Public Liability Insurance. If you have anyone working as an employee you will need Employers Liability Insurance.
The definition of an employee is quite broad, click here to read an overview.
Insurance for Tradesman’s online quote service will give you an instant Gardeners Insurance quote.
However, experience has taught us many trades people like to talk to a member of our commercial team to discuss requirements and the options available Our friendly, experienced staff will be delighted to advise you on your gardeners insurance options. Call 01480 402 460. Please be assured, there is no ‘hard sell’ at Insurance for Tradesman, just staff who want to make your experience of buying insurance as comfortable as possible.
Why do you need Gardeners Public Liability Insurance?
As an experienced gardening professional you have no doubt heard stories of associates who have experienced claims being made against them for incidents, such as an accident. And if the accident involves personal injury it could be very expensive. The HSE have worked tirelessly with the relevant trade associations, to significantly reduce the overall number of incidents that may arise. However accidents do continue to occur, even to safety conscious businesses. Insurance for Tradesman’s Gardeners insurance will afford protection against the increasing trend of injured parties, encouraged by family, friends and others, to take legal actions to claim compensation.
Gardeners Insurance provides an indemnity up to your selected limit against the unforeseen cost of property damage and injuries involving directors, business partners, employees, labour only subcontractors and bona fide subcontractors who hold their own insurance.
We are able to provide immediate gardeners insurance quotes cover of £1 million, £2million or £5 million.
It sound’s like a large amount of tradesman insurance cover, but with increasing trend to seek compensation a personal injury claim made against could have significant consequences for your business.
Gardeners Employers Liability Insurance, the Business Benefits.
You are legally required to have Gardeners Employers Liability Insurance if you have someone working for you. It could be an employee or even a subcontractor who is acting on your instruction,
The definition of an employee is quite broad, click here to read an overview.
Optional Gardeners Insurance Extra Cover
Insurance for Tradesman also offers optional cover for Contract Works would cover your project against theft or damage occurring. Your , tools, own and hired in plant may be insured. Insuring will assist in their replacement if they are lost, stolen or damaged. Additionally Personal Accident cover can also be included and also Legal Cover to your gardeners insurance should this ever be required.
Always check the terms and conditions, excesses and exclusions of your Gardeners Insurance Policy as inevitably these apply such as tools not being covered if left in your vehicle overnight, unless it is securely locked away in a garage. A policy summary and a copy of the actual policy can be downloaded once you enter the quotes process. Just click the ‘Document’ tab. Also, when you have finished the quote and received the premium, any endorsement applicable may be viewed.
If you would prefer to talk through your gardeners insurance with one of our Gardeners insurance team, phone us on 01480 402 460.