Electrical Contractors Insurance
Electrical Contractors can now benefit from Insurance for Tradesman which is part of the Lifesure Group.
Insurance for Tradesman offer an online electrical contractors insurance quotes process that is designed to:
- Be quick and easy to use.
- Provide differing cover options.
- Provide a selection of quotes from a number of leading insures.
- Allow cover to be bought online and documents to be downloaded immediately.
And all this is backed up by our friendly, efficient electrical contractors insurance staffs that are available to discuss your needs, or answer any queries you may have.
For an electrical contractor, like other trades people, there is the worrying possibility of a claim being made against you if you inadvertently make a mistake that leads to property damage or, worse still, to someone being injured.
For this reason you need to ensure that you have taken adequate electrical contractors insurance cover to protect yourself against possible claims. A claim may occur only once in your working lifetime but may be sufficiently large to put you out of business.
Here at the Insurance for Tradesman we know that you need to be insured correctly.
Electrical Contractors Insurance Cover is available for:
- Up to a limit of £5 million Public Liability
- Employers Liability at a limit of £10 million
- Your personal tools and business equipment (optional cover)
- Contract works (optional cover)
- Your plant equipment plus any hired in equipment (optional cover)
- Commercial legal expenses (optional cover)
- Personal accident (optional cover)
Why do I need a Electrical Contractors Insurance Public Liability insurance?
As an electrical contractor you may work on large contracts on new construction site or small domestic jobs. However careful you are there always exists the possibility of an incident that could lead to a claim against you. Additionally, if a member of the public is injured and you are responsible for the injury there could be a large compensation claim with additional legal expenses.
Should there be property damage, once again legal costs and compensation can severely impact your business, making Public Liability insurance a very important consideration. The Insurance for Tradesman online quote system provides immediate quotations for up to £5 million of cover. Once more, if you feel you would like to discuss your requirements, we are here to help.
Do I need Electrical Contractors Insurance Employer’s Liability insurance?
If you have other people working for you, you are legally required to have Employers Liability insurance, be they employees, trainees, or even subcontractors who are acting upon your instructions. Click here to find out who is your employee.
What else can Electrical Contractors Insurance cover?
You can also add to your Electrical Contractors Insurance policy:
- Insurance for your tools which will be insured against loss, if they are stolen, or damaged. Obviously there will be exclusions under this cover, for example, should your tools be stolen from an unattended vehicle if they are left in their overnight unless it is garaged.
- You can cover your plant or plant you hire in.
- Contract works can be included and this would cover your build project against theft or damage occurring.
- Additionally commercial legal cover may be included as well personal accident cover should this be required.
Remember that all insurance policies are subject to terms and conditions, exclusions and excesses. Ensure you check both the Summary of Cover and the Policy Wording that is available once the quote has begun. Also the policy endorsements are listed when the quote is given and will show any restrictions in cover.
And…when you’ve bought your electrical contractor insurance policy we are always here to help you.